What is Pre-planning, or Pre-arrangement?
When you plan in advance, you are making choices now based on your wishes as to how your final arrangements will be carried out. Thus, you can reduce family concerns at the time of your death.
What do I need to do to pre-plan?
At your convenience, you can meet with a member of our staff to discuss your options and preferences. When we meet we will take the following information to keep on file:
- vital statistical information
- obituary information
- type of services requested
- church affiliation
- cemetery information (if applicable)
- merchandise selection
- funding vehicle (if applicable)
By making some or all of theses decisions now, you give your family peace of mind.
What are the advantages of pre-planning?
When pre-planning you have a better opportunity to make informed choices and leave fewer decisions for your loved ones to make in the event of your death. If you decide to prepay in full there will be no money owed at the time of the funeral, therefore, leaving less of a financial burden for you family members.
What is the difference between pre-paying and pre-planning?
When you pre-plan, there is no obligation to pay for anything in advance. All of your information and wishes will be kept on file at the funeral home and all financial obligations will be handled at the time of the funeral. However, if you decide to pre-pay in full at the time you make your arrangements we will guarantee the prices therefore leaving no additional charges for your loved ones.
Where does the money go that I pre-pay into a plan?
100% of the money you pre-pay will be used for your funeral services. Once we receive your money it will deposited into a funeral trust or insurance policy.
Types of Trusts:
- Revocable Trust
A revocable trust can have any amount deposited into it and additional deposits can be made if necessary. At anytime the monies and interest in a revocable trust may be withdrawn.
- Irrevocable Trust
An irrevocable trust is most commonly started by an individual who needs care in excess of his/her assets. The funds in an irrevocable trust can only be withdrawn to pay for the funeral expenses
What if the cost of the services/products I pre-pay are greatly increased at the time of my death?
Once you pre-pay, the terms both parties agree to are permanently in effect. The interest earned by a fully funded pre-need account will offset price increases that occur between the arrangement and the time of the funeral.
What if your funeral home is no longer in business at the time of my death?
Because your money is held in a certified Trust governed by state law, it will always be there to fund your funeral services. If we are no longer in business another funeral home would be able to claim the funds at the time of death.
What information will I need to provide on the On-line Pre-planning/Pre-arrangement Form?
This easy-to-use form should take only a few minutes to complete and will require contact information, cemetery information, and memorialization preferences. You’ll have the option to select services, based on your wishes and the associated costs. View or complete the On-line Pre-arrangement Form now.